March 12, 2018
How To Prevent Volatility From Ruining Your Target Retirement Date

You invest for the long-term. Long-term, stocks outperform bonds. Why do you care about short-term volatility? Shouldn’t you invest 100% in stocks and wait out any market underperformance? Yes, and no. It depends on how much you need to protect it from “retirement date risk” and “sequence of returns risk.”